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Uninsured Motorist Claim Blog



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In Illinois, when YOU have insurance, you are protecting yourself against the possibility that you'll be hit and hurt by someone without insurance.   That part of YOUR policy is called the Uninsured Motorist (or Family Protection) Coverage and it allows you to collect compensation from your own insurance company, for the injuries and damages caused by the person without insurance.  After your c...
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No Changes in Illinois minimum coverage for 2021!  That's the headline and the bad news.  Auto insurance is required for every vehicle in Illinois, and the state requires minimum coverage of $25000 per person/ $50,000 per vehicle for any injury crash.  It isn't enough!    So what can you do about that, comply with Illinois State law and protect yourself and your family.   The answer is to make ...
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If you are hurt in a crash, it is crucial that you seek medical attention as soon as possible.  First of all, assessing your injuries and condition and getting the treatment you need is what's best for you.  This is obvious.  Don't make the mistake of "giving yourself some time" to heal if you've been hurt.

And second, if you have a legal claim to make for your injuries, the longer you wait, the...
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The Covid Pandemic has ravaged society, with effects on every level of everyday life.   And it has also affected court cases and uninsured motorist cases, though in different ways.  For the most part, courts are shut down for in person hearings, and jury trials have ground to a halt.  None.  And who knows when it will be safe to resume in person jury trials

But the surprising good news is that u...
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The quick answer is sure you can.    Your insurance policy has provisions that deal with the possibility that you or a family member driving your car will be hit by a driver with no insurance, or not enough insurance.  Your insurance company, complying with Illinois state law covers you, as if you are making a claim against the other driver.   It is then the right of your insurance company to t...
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