I recently settled a claim for a client who had been badly hurt when she was struck by a car while riding her bike. She was thrown to the sidewalk, landing on her shoulder and head, then spent three days in a suburban hospital. Concussion, memory loss, foggy thinking, closed head injury and a shoulder injury.The driver who hit her was on his cell phone and he didn't have any insurance. What my client didn't know is that she was covered for the injuries she suffered through her own insurance, through her uninsured motorist coverage. Fortunately, she had decent insurance limits of $100,000 per person. (The state minimum, and most prevalent coverage is only $25,000 per person.) Her own insurance company covered all of her medical bills, her lost wages from work and a fair amount for her pain and suffering. It's so important to protect yourself and your family…Read More
