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Medical Payments In A Personal Injury Claim

The following article will cover:
  • Types of medical expenses covered in a personal injury case.
  • Factors influencing the amount awarded for medical payments.
  • The role of a personal injury attorney in obtaining medical payments.

Who Pays For Medical Payments For My Personal Injury Case Is Ongoing?

Medical Payments In A Personal Injury ClaimMedical payments coverage, a part of your insurance policy, can help pay medical bills incurred after an accident. This coverage is important for covering copays, deductibles, and other out-of-pocket expenses. It is recommended to have at least $5,000 in medical payments coverage, which can act as extra coverage in addition to your uninsured motorist coverage. It is crucial to provide your medical insurance information, rather than auto insurance information, to the hospital to ensure the most beneficial outcome for you.

What Kind Of Medical Expenses Can Be Covered By The Medical Payments In A Personal Injury Case?

Medical payments coverage can apply to any accident-related medical bills, such as:
  • Ambulance bills
  • Emergency room visits
  • Follow-up care with a doctor
  • Physical therapy
  • MRI scans
  • Prescription medications
It is important to use this coverage wisely to cover any copays or bills you have to pay.

How Much Can Be Awarded For A Medical Payment In Two Ways?

The amount you can receive from your medical payments coverage depends on the limit set in your policy. It is recommended to have at least $10,000 or $25,000 in coverage. Regarding compensation for medical bills from the other party’s insurance, the amount will depend on their coverage and the total cost of your medical bills. Your uninsured motorist coverage and underinsured motorist coverage play crucial roles in ensuring you have enough coverage, regardless of the at-fault party’s insurance.

Can My Personal Injury Attorney Help Me Obtain Medical Payment In My Personal Injury Case?

Your personal injury attorney can help you explore all available insurance options, including liability coverage, medical payments coverage, uninsured and underinsured coverage, and property damage coverage. Their goal is to maximize your recovery and ensure you receive appropriate compensation for your pain and suffering and other non-economic damages.

Can I Receive Medical Payments Even If I Was Partially At Fault For The Accident?

Medical payments coverage on your policy can cover medical expenses without regard to fault. Whether you were partially or entirely at fault for the accident, you can still receive reimbursement for your medical bills through the medical payments section of your insurance policy. This coverage is also available for any passengers in your car. For more information on Medical Payments In A Personal Injury Claim, an initial consultation is your next best step. Get the information and legal answers you are seeking by calling (312) 704-4300 today.
Michael Mannis - Experienced Personal Injury Attorney - Chicago, IL

Call For A Free Case Evaluation
(312) 704-4300

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